Essential Guide to Planning Your Christmas: Budgeting, Checklists, and Meal Prep Tips
- Sarah Broxholme
- Nov 6
- 4 min read
The holiday season is about joy, celebration, and togetherness. However, the excitement can easily turn into stress if not planned properly. With the right strategies, you can ensure that your Christmas is memorable and manageable. This guide will provide essential steps for planning and preparing for Christmas, focusing on budgeting, checklists, meal planning, and more.

Setting a Budget
If you've read my previous Christmas blog, you'll know that setting a budget is one of the most crucial steps in planning for Christmas. A well-defined budget helps you avoid overspending and enjoy the festivities without financial stress.
Start by deciding how much you can realistically spend. Consider all aspects of the holiday, including gifts, decorations, food, and travel costs. Break your budget down into categories:
Gifts: $
Food: $
Decorations: $
Travel: $
Miscellaneous: $
Make sure to add a buffer for unexpected expenses. The holiday season can bring surprises, and having an extra 10% can help manage last-minute costs.
Once your budget is set, stick to it. Using cash or a budgeting app to track spending can help you stay accountable and avoid going overboard.

Using a Checklist
A checklist is an invaluable tool for staying organised during the holiday season. It helps you keep track of tasks and ensures that nothing is forgotten amidst the hustle and bustle.
Start by creating a detailed list of everything you need to do before Christmas using my handy Christmas Planner or To-Do List. This includes shopping for gifts, decorating, sending holiday cards, and meal planning.
Break your checklist down into manageable sections. For example, one section can focus on gifts, another on food, and a third on decorations. This will make tasks easier to tackle and reduce the feeling of being overwhelmed.
As you complete each item on your checklist, mark it off. This not only gives you a sense of accomplishment but also helps you visualize your progress.
Starting Early
One of the best ways to ensure a smooth holiday season is to start your planning early. The sooner you begin, the more time you have to spread out tasks and avoid last-minute rushes.
Ideally, start your Christmas planning now it's November. This gives you plenty of time to shop for gifts, plan meals, and decorate your home without feeling rushed.
Starting early allows you to benefit from sales and discounts. Many retailers offer special promotions leading up to Christmas, making it easier to stick to your budget.
Additionally, an early start lets you enjoy the process. Instead of feeling overwhelmed, you can take time to savor the joy of preparing for the holiday season.

Meal Planning
Food is central to any Christmas celebration, and meal planning is essential for a smooth experience. A well-thought-out meal plan can save you time, money, and stress. Try my meal planner for the week of Christmas either as a printable, or physical pad.
Begin by deciding on your menu. Consider traditional dishes, family favourites, and any dietary restrictions your guests may have. BYO? Breakfast? Lunch? Then create a shopping list of all the ingredients you’ll need for each dish.
To save time on the day of your celebration, consider preparing dishes in advance. Many items, like casseroles and baked goods, can be made ahead of time and frozen. This allows you to focus on enjoying the day with your loved ones.
Final Touches
As Christmas approaches, focus on the final touches that will make your celebration special. This includes wrapping gifts, decorating your home, and preparing for guests.
Personal touches, such as handwritten notes or unique decorations, can make your gifts even more meaningful, enhancing the thoughtfulness behind each present.
For decorations, think about creating a festive atmosphere in your home. Simple touches, like candles or holiday-themed table settings, can greatly enhance the mood.
If you’re hosting guests, ensure everything is ready for their arrival. This includes preparing guest rooms, planning activities, and making sure your home is clean and welcoming.

Downloading My NZ Christmas Planner
To make your planning even easier, consider downloading a Christmas planner specifically designed for New Zealand. A planner tailored to the local context can provide templates and resources that cater to celebrating Christmas in NZ.
This Christmas planner includes sections for budgeting, gift lists, meal planning, and a timeline to keep you on track. By having everything in one document, you can streamline your planning process, reducing stress.
Customise your planner to meet your needs. Add personal touches, such as family traditions or favourite recipes, to make it truly yours.
Enjoying the Season
Planning for Christmas doesn’t have to be overwhelming. By setting a budget, using checklists, downloading a Christmas planner, starting early, and meal planning, you can create a festive and enjoyable holiday season.
Remember, the goal is to celebrate and enjoy time with loved ones. By being prepared, you can make this Christmas one to remember, and one where the things that matter take first place. Embrace the spirit of the season, and let your planning lead to joyful celebrations. Happy holidays!





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